RobertandJeanie Smith

445 Elk Lake Resort Road # 1582-1583

Owenton, KY
$ 367,500 Beds 3 Baths 2 Sq 1,625
Monthly Estimate* How much can I afford?

Escape to peace and privacy in this beautifully maintained 3-bedroom, 2-bath home--complete with a second lot--built just five years ago and tucked inside the highly sought-after gated community of Elk Lake Resort. Surrounded by nature, the property offers frequent visits from deer and abundant wildlife, creating a true retreat-like atmosphere right outside your door. Thoughtfully positioned for both seclusion and convenience, this home sits just moments from all the recreation Elk Lake is known for. Whether you're seeking a private getaway, a weekend escape, or a comfortable year-round residence, this property delivers the perfect blend of tranquility, comfort, and outdoor adventure. Residents enjoy an active lake lifestyle with access to boating, fishing, kayaking, swimming, hiking trails, ATV/quad riding, beach areas, and more. Experience the beauty and serenity of lake community living while staying close to all the fun. Buyer's agent must be present for all showings. Gated community access required.

Active

  • Price
  • $ 367,500
  • City
  • Owenton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 0
  • Area
  • 015 - Owen County
  • Lot Size
  • 0.44 Acres
  • Zip
  • 40359
  • Sqr Footage
  • 1,625
  • Year Built
  • 2021
  • Style
  • Ranch
  • MLS#
  • 26013517
Listed By: Coldwell Banker Realty - 859-341-9000
Data Source: ImagineMLS

Features

General

Sewer Septic Tank,Other
Heating Propane
Cooling Central Air
Possession Negotiable
Roof Shingle
Appliances Dishwasher,Microwave,Oven,Refrigerator
HOA Fee 2500.0
Garage Spaces 2.0
Patio/Porch Features Porch,Front Porch
Architectural Style Ranch
Construction Materials Stone,Vinyl Siding
Year Built 2021
Levels One
Unit Number 1582-1583
Property Subtype Single Family Residence
Parcel Number 075-80-15-082.00
Assoc Fee Paid Per Annually
County Owen
New Construction No
Property Type Residential
Association Amenities Clubhouse
HOA Yes
Attached Garage No
Subdivision Name Elk Lake Shores
Garage Y/N Yes
Total Rooms 8
Full Baths 2
Status Active
Directions I-71 S/I-75 S toward Lexington/I-275/Louisville. Take exit 159 toward KY-22/Dry Ridge/Owenton. Turn right onto Taft Hwy (KY-22). Go for 18.6 mi. Turn left onto Georgetown Rd (KY-227). Go for 2.0
High School Owen Co
City Owenton
High School District Owen County - 15
MLS Area 015 - Owen County
Lot Size Units Acres
Lot Size Square Feet 19196.89
Carport Y/N No
Elementary School Owen Co
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Maurice Bowling
MLS Area Minor 015 - Owen County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Primary Downstairs
Basement Full,Unfinished
Flooring Carpet
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1625.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Parking Features Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
Lot Features Wooded
Water Source Public
Lot Size Area 0.44
Foundation Details Block
Building Area Total 1625.0
Lot Size Acres 0.44
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Owen Co Elementary School
Middle School Maurice Bowling Middle School
High School Owen Co High School

Price History

6/11/2026 Listed $375,000
7/25/2026 2% - $367,500

Property vs Zip Code Average in 40359

Price
AVG $280K
$370K
Year Built
AVG 1990
2021
Visits
AVG 58
95
Data Provided by Inside Real Estate®

Areas That We Cover

445 Elk Lake Resort Road # 1582-1583 Owenton, KY is a Single Family Home for sale at $367500 with 1625 sqft and a lot size of 0.44 Acres Acre(s). 445 Elk Lake Resort Road # 1582-1583 Owenton has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 40359 which is in Owenton, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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