RobertandJeanie Smith

202 Peaceful Cove Lane

Monticello, KY
$ 499,000 Beds 3 Baths 3 Sq 3,300
Monthly Estimate* How much can I afford?

Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

Active

  • Price
  • $ 499,000
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 5 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 3,300
  • Year Built
  • 1972
  • Style
  • Contemporary
  • MLS#
  • 26019876
Listed By: No Wake Real Estate - 606-753-9253
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Possession Negotiable
Roof Shingle
Appliances Range,Refrigerator
Garage Spaces 1.0
Patio/Porch Features Patio,Front Patio
Architectural Style Contemporary
Construction Materials Wood Siding
Year Built 1972
View Lake
Levels Two
Property Subtype Single Family Residence
Parcel Number 076-90-03-012.00
County Wayne
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Mill Springs
Garage Y/N Yes
Other Structures Other
Total Rooms 11
Full Baths 3
Status Active
Directions From Hwy 90 turn onto Hwy 1275 N,proceed approximately .6 mile and turn right onto Duncan Ramsey Rd proceed .5 mile and turn right onto Peaceful Cove Lane,go .10 mile home is located at dead end with
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 217800.0
Carport Y/N No
Elementary School Bell
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Entrance Foyer
Basement Bath/Stubbed,Exterior Entry,Full
Flooring Ceramic Tile,Hardwood
Total Fireplaces 2
Fireplace Features Basement,Great Room
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2322.0
Laundry Features Electric Dryer Hookup,Gas Dryer Hookup
Total Bedrooms 3
Below Grade Finished Area 978.0
LivingAreaSource Public Records
Total Baths 3
Heating-Heat Pump True

Exterior Features

Parking Features Attached Garage
Lot Features Landscaped,Wooded
Water Source Public
Lot Size Area 5.0
Foundation Details Concrete Perimeter,Slab
Building Area Total 3300.0
Lot Size Acres 5.0
Lot Size Source Public Records
Waterfront Y/N Yes
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bell Elementary School
Middle School Wayne Co Middle School
High School Wayne Co High School

Price History

7/25/2026 Listed $499,000

Property vs Zip Code Average in 42633

Price
AVG $320K
$500K
Year Built
AVG 1987
1972
Visits
AVG 123
11
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

202 Peaceful Cove Lane Monticello, KY is a Single Family Home for sale at $499000 with 3300 sqft and a lot size of 5 Acres Acre(s). 202 Peaceful Cove Lane Monticello has 3 bedrooms, 3 baths and was built in 1972. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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