RobertandJeanie Smith

1303 E Main Street

Richmond, KY
$ 99,750 Beds 2 Baths 1 Sq 784
Monthly Estimate* How much can I afford?

Opportunity on East Main Street! Bring your vision to this 2-bedroom, 1-bath property offering approximately 784 sq. ft. on a 0.21-acre shaded lot in the heart of Richmond. Zoned B-1 commercial while retaining grandfathered residential use, this property offers intriguing possibilities for investors, renovators, owner-occupants, or buyers exploring a potential business location. Transform this home into a space that reflects your goals and lifestyle, with the freedom to reimagine, renovate, and make it your own. Conveniently positioned along E. Main Street with easy access to downtown Richmond and less than two blocks from the Telford Community Center YMCA, the property offers potential for a variety of permitted or conditional B-1 uses as well as continued residential use. Buyers should verify that their intended use complies with applicable zoning requirements. Whether you're searching for your next renovation project, investment property, future home, or potential business location, this unique property is worth a closer look. Schedule your showing today and explore the possibilities!

Active

  • Price
  • $ 99,750
  • City
  • Richmond
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • MADISON
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.21 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 784
  • Style
  • Single Family Residence
  • MLS#
  • 26021807
Listed By: Berkshire Hathaway HomeServices Foster Realtors - 859-623-9427
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Possession Close Of Escrow
Roof Shingle
Appliances Range
Patio/Porch Features Porch,Front Porch
Construction Materials Vinyl Siding,Wood Siding
Year Built 9999
Levels One
Property Subtype Single Family Residence
Parcel Number R009-0053-0010
County Madison
New Construction No
Property Type Residential
HOA No
Attached Garage No
Garage Y/N No
Total Rooms 5
Full Baths 1
Status Active
Directions From Eastern Bypass,head west on E. Main Street approx 0.8 mi. The property will be on the right just past Pine St.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 9147.6
Carport Y/N No
Elementary School Glenn Marshall
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Michael Caudill
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Basement Crawl Space
Flooring Other
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N No
Window Features Blinds,Window Treatments
Fireplace Y/N No
Above Grade Finished Area 784.0
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
LivingAreaSource Listing Agent Measured
Total Baths 1

Exterior Features

Fencing None
Parking Features On Street
Lot Features Few Trees
Water Source Public
Lot Size Area 0.21
Foundation Details Block
Building Area Total 784.0
Lot Size Acres 0.21
Lot Size Source Assessor
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Glenn Marshall Elementary School
Middle School Michael Caudill Middle School
High School Madison Central High School

Price History

8/12/2026 Listed $104,500
9/6/2026 5% - $99,750

Property vs Zip Code Average in 40475

Price
AVG $450K
$100K
Visits
AVG 100
22
Data Provided by Inside Real Estate®

Areas That We Cover

1303 E Main Street Richmond, KY is a Single Family Home for sale at $99750 with 784 sqft and a lot size of 0.21 Acres Acre(s). 1303 E Main Street Richmond has 2 bedrooms, 1 baths . The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy