RobertandJeanie Smith

5105 Locke Drive

Richmond, KY
$ 419,900 Beds 3 Baths 2 Sq 1,955
Monthly Estimate* How much can I afford?

Lot 240 - The Devonshire Plan is a sprawling nearly 2000sqft ranch home with all the bells & whistles! The main living areas are wide open & ideal for entertaining or just being all together. There is not only a breakfast bar but 2 additional dining areas. The focal point of the living area is the fireplace with built in book shelves on each side. This home also features a spacious laundry/drop zone off the garage leading to the kitchen with a walk in pantry too! Notable primary ensuite with 5' x 3' tiled shower with fiberglass pan & glass shower door. All bedrooms have walk in closets. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $250/Year. Magnolia Pointe offers a family park, walking trails, fishing ponds, street lights, cluster mailboxes for neater looking streets and a dog park for its residents to enjoy! KU Electric, Richmond Utilities for Gas, Water & Sewer. 1 Year Builder's Warranty.

Active

  • Price
  • $ 419,900
  • City
  • Richmond
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MADISON
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.2 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 1,955
  • Year Built
  • 2026
  • Style
  • Craftsman
  • MLS#
  • 26024088
Listed By: Berkshire Hathaway HomeServices Foster Realtors - 859-623-9427
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Cable Available,Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected,Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style
Appliances Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven
Development Status Foundation Completed
HOA Fee 250.0
Garage Spaces 2.0
Patio/Porch Features Patio,Porch,Rear Patio,Front Porch
Architectural Style Craftsman
Construction Materials Brick,Vinyl Siding
Year Built 2026
View Neighborhood
Levels One
Property Subtype Single Family Residence
Parcel Number 0068002H0237
Community Features Park
Assoc Fee Paid Per Annually
County Madison
New Construction Yes
Property Type Residential
Association Amenities Recreational Facilities
HOA Yes
Attached Garage No
Subdivision Name Magnolia Pointe
Garage Y/N Yes
Total Rooms 12
Full Baths 2
Status Active
Directions From I-75,take exit 90A and travel East on the Dr. Robert R. Martin Bypass for 2.7 miles. Turn left at the traffic light onto Four Mile Road. Turn left onto Atwood Drive. Then a right onto Ryan Drive
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 8537.76
Carport Y/N No
Elementary School Daniel Boone
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Clark-Moores
Property Condition New Construction
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Cable_sp_Available True
Utilities_co_Underground_sp_Utilities True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Primary Downstairs,Walk-In Closet(s)
Flooring Carpet,Tile,Wood
Total Fireplaces 1
Fireplace Features Gas Log,Great Room
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows,Screens
Fireplace Y/N Yes
Above Grade Finished Area 1955.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Plans
Total Baths 2
Heating-Heat Pump True

Exterior Features

Fencing None
Parking Features Attached Garage,Driveway,Garage Door Opener,Garage Faces Front,Off Street
Lot Features Landscaped
Water Source Public
Lot Size Area 0.2
Foundation Details Slab
Building Area Total 1955.0
Lot Size Acres 0.2
Lot Size Source Public Records
Waterfront Y/N No
Builder Model Devonshire
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Daniel Boone Elementary School
Middle School Clark-Moores Middle School
High School Madison Central High School

Price History

9/3/2026 Listed $419,900

Property vs Zip Code Average in 40475

Price
AVG $450K
$420K
Year Built
AVG 2010
2026

In The Neighborhood

Areas That We Cover

5105 Locke Drive Richmond, KY is a Single Family Home for sale at $419900 with 1955 sqft and a lot size of 0.2 Acres Acre(s). 5105 Locke Drive Richmond has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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