RobertandJeanie Smith

1148 Somerset Lane

Mt Sterling, KY
$ 289,900 Beds 3 Baths 2 Sq 1,511
Monthly Estimate* How much can I afford?

BRAND NEW Farmhouse style home, ready and waiting for immediate occupancy!! This stunning 3 bedroom, 2 full bath home offers a Chef's Kitchen that you are sure to fall in love with! With an oversized island, sitting right in the heart of the home, gorgeous farmhouse sink, (overlooking the adjoining farm), ample all white cabinetry, all new appliances, cutesy coffee bar, and complimentary sliding barn door for your pantry! Your spacious primary ensuite, boast peace and privacy, with double sinks for added storage and counter space, a luxurious soaking tub, & walk in shower. Your guests and family members have a lovely large bath as well, located close to your second and third bedrooms, and laundry. And if you are a porch sitter, You Are In Luck!! You have two to choose from, enjoy the evening breeze under the covered porch out front or an evening admiring the farm views out back, while grilling your favorite meal! But the big kicker here is the workshop! Newly renovated with all new electric, concrete flooring and a brand new roof, as well. Make sure you schedule this one soon!! It is a beautiful home and has been built on a block foundation, and all new gutters installed, so it will pass any loan type!! CALL TODAY!

Active

  • Price
  • $ 289,900
  • City
  • Mt Sterling
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 0
  • Area
  • 018 - Montgomery County
  • Lot Size
  • 0.49 Acres
  • Zip
  • 40353
  • Sqr Footage
  • 1,511
  • Year Built
  • 2024
  • Style
  • Ranch
  • MLS#
  • 26025550
Listed By: Keller Williams Legacy Group - 859-544-6175
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Electric
Utilities Electricity Connected,Water Connected
Possession Close Of Escrow
Roof Composition,Shingle
Appliances Dishwasher,Microwave,Range,Refrigerator
Patio/Porch Features Deck,Porch,Front Porch,Rear Porch
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 2024
Levels One
Property Subtype Single Family Residence
Parcel Number 013-00-00-004.01L1
County Montgomery
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N No
Other Structures Workshop
Total Rooms 7
Full Baths 2
Status Active
Directions From I-64,take Maysville Rd towards Judy,turn left onto Old Maysville Rd,and left on Somerset Ln.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 21388.0
Carport Y/N No
Elementary School Northview
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type Manufactured House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows
Fireplace Y/N No
Above Grade Finished Area 1511.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Appraiser
Total Baths 2
Heating-Heat Pump True

Exterior Features

Exterior Amenities Awning(s)
Fencing Partial
Parking Features Driveway,Off Street
Lot Features Few Trees
Water Source Public
Lot Size Area 0.49
Foundation Details Block
Building Area Total 1511.0
Lot Size Acres 0.49
Lot Size Source Public Records
Waterfront Y/N No
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N Yes
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northview Elementary School
Middle School McNabb Middle School
High School Montgomery Co High School

Price History

9/16/2026 Listed $289,900

Property vs Zip Code Average in 40353

Price
AVG $340K
$290K
Year Built
AVG 1996
2024

In The Neighborhood

Areas That We Cover

1148 Somerset Lane Mt Sterling, KY is a Single Family Home for sale at $289900 with 1511 sqft and a lot size of 0.49 Acres Acre(s). 1148 Somerset Lane Mt Sterling has 3 bedrooms, 2 baths and was built in 2024. The property's zip code is 40353 which is in Mt Sterling, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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