RobertandJeanie Smith

4446 N Stepstone Road

Owingsville, KY
$ 289,000 Beds 3 Baths 2 Sq 2,462
Monthly Estimate* How much can I afford?

Welcome home to this beautiful 3 bedroom, 2 full bath home offering 2,462 sq ft of spacious and comfortable living situated on approximately 1 acre! Hardwood flooring flows throughout, adding warmth and character to every room. The large kitchen features granite countertops, stainless steel appliances, plenty of cabinetry, and generous workspace, making it perfect for everyday living and entertaining. Multiple living and dining areas provide plenty of room to gather, including a cozy den with a wood-burning fireplace. A dedicated utility room and ample storage add even more convenience. Outside, enjoy the covered porch, mature trees, beautiful landscaping, and a charming barn that adds character to the property. With spacious rooms, thoughtful updates, approximately 1 acre of property, and a peaceful setting, this home has so much to offer!

Active

  • Price
  • $ 289,000
  • City
  • Owingsville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • BATH
  • Half Bathrooms
  • 0
  • Area
  • 038 - Bath County
  • Lot Size
  • 1 Acres
  • Zip
  • 40360
  • Sqr Footage
  • 2,462
  • Year Built
  • 1935
  • Style
  • Single Family Residence
  • MLS#
  • 26025748
Listed By: The Agency - 859-285-0614
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Utilities Cable Connected,Electricity Connected
Possession Negotiable
Roof Metal
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer
Patio/Porch Features Deck
Construction Materials Vinyl Siding
Year Built 1935
View Rural
Levels One
Property Subtype Single Family Residence
Parcel Number 026-00-00-013.00
County Bath
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N No
Other Structures Barn(s),Shed(s)
Total Rooms 10
Full Baths 2
Status Active
Directions From I-64 take exit 113 toward Mt Sterling,go .5 mile and turn left directly after Rally's onto State Hwy 647,then directly turn left onto KY-1331,go .3 miles slight left onto Stepstone Rd,in 4.1 mil
High School Bath Co
City Owingsville
High School District Bath County - 38
MLS Area 038 - Bath County
Lot Size Units Acres
Lot Size Square Feet 43560.0
Carport Y/N No
Elementary School Owingsville
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Bath Co
MLS Area Minor 038 - Bath County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True
Utilities_co_Cable_sp_Connected True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows
Fireplace Y/N Yes
Above Grade Finished Area 2462.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump True

Exterior Features

Parking Features Driveway
Water Source Public
Lot Size Area 1.0
Foundation Details Block,Pillar/Post/Pier
Building Area Total 2462.0
Lot Size Acres 1.0
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Owingsville Elementary School
Middle School Bath Co Middle School
High School Bath Co High School

Price History

9/17/2026 Listed $289,000

Property vs Zip Code Average in 40360

Price
AVG $430K
$290K
Year Built
AVG 1997
1935

In The Neighborhood

Areas That We Cover

4446 N Stepstone Road Owingsville, KY is a Single Family Home for sale at $289000 with 2462 sqft and a lot size of 1 Acres Acre(s). 4446 N Stepstone Road Owingsville has 3 bedrooms, 2 baths and was built in 1935. The property's zip code is 40360 which is in Owingsville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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