RobertandJeanie Smith

16021 Cumberland Lake Cir

Louisville, KY
$ 629,900 Beds 3 Baths 2 Sq 1,820 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained ranch home in the desirable Twin Lakes at Floyds Fork community! Built just one year ago, this thoughtfully designed 3-bedroom, 2-bath home offers modern style, quality upgrades, and comfortable one-level living. The spacious open-concept floor plan is ideal for both everyday living and entertaining. The heart of the home is the upgraded kitchen, featuring stainless steel appliances, quartz 3cm countertops, a large island with breakfast bar, and plenty of cabinet space. The kitchen flows seamlessly into the dining area and bright great room, creating a welcoming gathering space. The great room features a gas fireplace, tray ceiling, and abundant natural light. The spacious main-level primary suite offers an oversized bedroom, a large walk-in closet and a beautifully appointed bathroom with double vanities and an extra-large walk-in shower featuring modern 2 shower heads. Two additional bedrooms and a full bathroom are located on the opposite side of the home, providing privacy for guests. Additional upgrades include 9-foot ceilings throughout, vaulted ceilings in the living room and primary suite, a gas fireplace, Leaf Home - Water softener system, and multiple outdoor living areas. Step outside to enjoy the peaceful, wooded views from the patio or the additional concrete patios—perfect for relaxing or entertaining. The unfinished lower level provides abundant storage and excellent potential for future living space. It includes egress windows for possible future bedrooms and a rough-in for a full future bathroom, offering plenty of opportunities to customize the space to your needs. Additional features include a spacious 2-car garage and an irrigation system servicing the full yard. Located off Aiken Road in the quiet and welcoming Twin Lakes at Floyds Fork community, this home offers convenient access to grocery stores, restaurants, shopping, and everyday amenities while providing a peaceful neighborhood setting. This immaculate, smoke-free, and pet-free home is truly move-in ready and offers the perfect combination of comfort, style, and future potential. Don't miss the opportunity to make it yours! Conveniently located off Aiken Road, this home provides easy access to I-265, I-64, and I-71 and is just 5 minutes from the brand-new Publix. Twin Lakes is also close to Lake Forest Golf Club, Polo Fields Golf & Country Club, Long Run Park and Golf Course, and less than 30 minutes from downtown Louisville. Whether you're hosting friends or enjoying quiet evenings at home, this property offers space, style, comfort, and the convenience of a desirable East End location. Seller's preferred lender is offering a credit of up to $2,000 at closing to the buyer, subject to lender terms and conditions.

Active

  • Price
  • $ 629,900
  • City
  • Louisville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • DglasHls-Hurstbrn-Mdltwn-Anchrg-StMatt
  • Lot Size
  • 0.16 Acres
  • Zip
  • 40245
  • Sqr Footage
  • 1,820
  • Year Built
  • 2025
  • Style
  • Ranch
  • MLS#
  • 1728666
Listed By: Real Estate Unlimited
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Fuel:Natural
Roof Shingle
HOA Fee 850
Garage Spaces 2
Architectural Style Ranch
Construction Materials Wood Frame,Brick Veneer
Year Built 2025
Stories Count 1
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA true
Attached Garage true
Subdivision Name TWIN LAKES
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
Directions I-265 to Old Henry Rd South, right onto Bush Farm Rd. Right onto Scenic Lakes Dr, then left on Cumberland Lake Cir to home.
City Louisville
High School District Jefferson
MLS Area 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Lot Size Units Acres
Lot Size Square Feet 6887
MLS Area Minor 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
Virtual Tour https://fragrant-unit-6436.pierceandersonrealtor.workers.dev/
Standard Status Active
Tax Lot 117

Interior Features

Basement Unfinished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1743
Total Bedrooms 3
Below Grade Finished Area 77
LivingAreaSource Other
Total Baths 2

Exterior Features

Exterior Amenities See Remarks
Fencing None
Parking Features Attached,Entry Front
Lot Features Sidewalk,Level
Water Source Public
Lot Size Area 0.16
Foundation Details Poured Concrete
Building Area Total 1743
Lot Size Acres 0.16

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

9/10/2026 Listed $629,900

Property vs Zip Code Average in 40245

Price
AVG $640K
$630K
Year Built
AVG 2012
2025

In The Neighborhood

Areas That We Cover

16021 Cumberland Lake Cir Louisville, KY is a Single Family Home for sale at $629900 with 1820 sqft and a lot size of 0.16 Acres Acre(s). 16021 Cumberland Lake Cir Louisville has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 40245 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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