RobertandJeanie Smith

125 Ivy Creek Drive

Richmond, KY
$ 449,900 Beds 3 Baths 2 Sq 1,746
Monthly Estimate* How much can I afford?

LOT 74 - Thoughtfully designed with both everyday living and entertaining in mind, this beautiful ranch-style home offers an open, functional layout with nearly every space designed for comfort and convenience. Step through the welcoming foyer into an impressive 20'6" x 18'0" Great Room featuring soaring ceilings and an abundance of natural light. The spacious living area flows seamlessly into the kitchen, creating the perfect gathering space for family and friends. The well-appointed kitchen measures 9'4" x 12'6" and features a large center island with seating, generous cabinet space, and direct access to the 10'3" x 10'0" breakfast area, making casual meals both convenient and inviting. Just beyond, oversized Andersen sliding doors lead to the expansive 26'8" x 10'0" deck, extending your living space outdoors and providing the ideal setting for grilling, relaxing, or entertaining. The split-bedroom floor plan offers exceptional privacy. The spacious primary suite measures approximately 14'1" x 16'9" and features an elegant tray ceiling, an oversized walk-in closet, and a luxurious ensuite bath complete with double vanities, a custom tiled shower with frameless glass door, private water closet, and linen storage. On the opposite side of the home, Bedroom #2 offers approximately 12'7" x 12'0" with its own walk-in closet, while Bedroom #3 measures 13'0" x 12'0", making either space ideal for guests, children, or a home office. A centrally located full bath serves these bedrooms. Practical features continue throughout the home with a dedicated laundry room, convenient mudroom directly off the garage, additional storage closet near the foyer, and an oversized 19'8" x 20'4" two-car garage with plenty of room for vehicles, lawn equipment, or workshop space. From the spacious entertaining areas to the private bedroom arrangement and generous outdoor living space, every inch of this home has been designed to maximize functionality, comfort, and modern living. This home also comes equipped with a CONDITIONED crawl space! HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks! Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details.

Active

  • Price
  • $ 449,900
  • City
  • Richmond
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MADISON
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.29 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 1,746
  • Year Built
  • 2026
  • Style
  • Craftsman,Ranch
  • MLS#
  • 26023582
Listed By: Berkshire Hathaway HomeServices Foster Realtors - 859-623-9427
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Cable Available,Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected,Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style
Appliances Dishwasher,Microwave,Range,Refrigerator
Development Status Framing Completed
HOA Fee 300.0
Garage Spaces 2.0
Patio/Porch Features Deck
Architectural Style Craftsman,Ranch
Construction Materials Stone,Vinyl Siding,Brick Veneer
Year Built 2026
View Neighborhood,Trees/Woods
Levels One
Property Subtype Single Family Residence
Parcel Number 0038-0000-0046-054
Assoc Fee Paid Per Annually
County Madison
New Construction Yes
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Shiloh Cove
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
Directions From Lexington take I-75 S to exit 97. Turn right onto US-25S,1.6 miles. Turn right into Shiloh Cove Subdivision
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 12632.4
Carport Y/N No
Elementary School Boonesborough
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Michael Caudill
Property Condition New Construction
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Cable_sp_Available True
Utilities_co_Underground_sp_Utilities True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Primary Downstairs,Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet,Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Gas Log,Living Room
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows,Screens
Fireplace Y/N Yes
Above Grade Finished Area 1746.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Plans
Total Baths 2
Heating-Heat Pump True

Exterior Features

Fencing None
Parking Features Attached Garage,Driveway,Garage Door Opener,Garage Faces Front,Off Street
Lot Features Landscaped,Many Trees
Water Source Public
Lot Size Area 0.29
Foundation Details Block
Building Area Total 1746.0
Lot Size Acres 0.29
Lot Size Source Public Records
Waterfront Y/N No
Builder Model Garrett III
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Boonesborough Elementary School
Middle School Michael Caudill Middle School
High School Madison Central High School

Price History

8/28/2026 Listed $449,900

Property vs Zip Code Average in 40475

Price
AVG $460K
$450K
Year Built
AVG 2010
2026
Visits
AVG 106
30
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

125 Ivy Creek Drive Richmond, KY is a Single Family Home for sale at $449900 with 1746 sqft and a lot size of 0.29 Acres Acre(s). 125 Ivy Creek Drive Richmond has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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