RobertandJeanie Smith

317 Circle Point Drive

Richmond, KY
$ 525,000 Beds 4 Baths 3 Sq 2,754
Monthly Estimate* How much can I afford?

LOT 54 - Thoughtfully designed for comfortable everyday living with an impressive amount of flexible space, this spacious home offers a desirable main-level primary suite, open-concept gathering areas, and a finished lower level that dramatically expands the possibilities. The main floor welcomes you with a covered 11'4" x 6'0" front porch and an inviting entry that opens into generous living and dining spaces. The impressive 17'0" x 17'0" Great Room features a sloped ceiling rising to approximately 10 feet and flows seamlessly into the kitchen, creating an open layout that is ideal for entertaining. The 9'6" x 17'0" kitchen offers a large center island with seating and plenty of workspace while keeping the cook connected to the main living area. Just off the kitchen and Great Room, doors lead to the 12'0" x 10'0" rear deck, providing an easy extension of the entertaining space outdoors. A separate 17'0" x 12'4" dining room gives you room for a substantial table and makes this floor plan especially appealing for anyone who loves to host holidays, dinner parties, or larger family gatherings. The primary suite is privately positioned on the opposite side of the home and features a spacious 14'0" x 16'8" bedroom with a 10-foot tray ceiling. The adjoining primary bath measures approximately 6'4" x 12'6" and is designed with dual vanities, a tiled walk in shower with glass door and fiber glass pan, private water closet, and direct access to an oversized 13'1" x 4'6" walk-in closet. Even better, the laundry room is conveniently located just outside the primary suite, making everyday routines considerably easier. A second main-level bedroom measures approximately 12'0" x 12'6" and includes its own walk-in closet, making it an excellent guest room, nursery, home office, or bedroom for someone who prefers to avoid stairs. An additional hall bath completes the main level. The finished lower level adds an entirely new dimension to the home. At its center is a large 14'8" x 23'6" recreation room, providing plenty of room for a second family room, media space, game tables, or entertaining area. Exterior access directly from this level also makes it especially functional for gatherings and outdoor living. Two additional bedrooms provide excellent separation from the main-floor sleeping areas. Bedroom #3 measures approximately 10'8" x 14'4" and is located beside a generous 6'10" x 4'4" walk-in closet, while Bedroom #4 measures approximately 12'7" x 12'0". A full bath measuring approximately 5'0" x 8'1" serves the lower level. The basement also includes a dedicated 10'8" x 10'1" office, giving you a true work-from-home space without sacrificing a bedroom. A separate 5'9" x 12'0" storage room, mechanical area, and additional closets provide valuable storage that is often missing from finished basement designs. One of the standout features of the lower level is the additional 20'0" x 20'8" garage, which connects to a dedicated workshop area. Whether you need space for additional vehicles, lawn equipment, hobbies, woodworking, a home gym, motorcycles, or simply exceptional storage, this area gives the home tremendous versatility. With four bedrooms, multiple living areas, a dedicated office, formal dining room, main-level primary suite, abundant storage, outdoor living spaces, and garage/workshop space on the lower level, this floor plan offers the kind of flexibility that can adapt beautifully through every stage of life. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks!

Active

  • Price
  • $ 525,000
  • City
  • Richmond
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • MADISON
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.28 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 2,754
  • Year Built
  • 2026
  • Style
  • Craftsman,Ranch
  • MLS#
  • 26023586
Listed By: Berkshire Hathaway HomeServices Foster Realtors - 859-623-9427
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Cable Available,Electricity Connected,Sewer Connected,Water Connected,Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style
Appliances Dishwasher,Microwave,Range,Refrigerator
Development Status Framing Completed
HOA Fee 300.0
Garage Spaces 2.0
Patio/Porch Features Deck,Patio,Porch,Rear Patio,Front Porch
Architectural Style Craftsman,Ranch
Construction Materials Stone,Vinyl Siding,Brick Veneer
Year Built 2026
View Farm,Neighborhood,Trees/Woods
Levels One
Property Subtype Single Family Residence
Parcel Number 0038-0000-0046-054a
Assoc Fee Paid Per Annually
County Madison
New Construction Yes
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Shiloh Cove
Garage Y/N Yes
Total Rooms 14
Full Baths 3
Status Active
Directions From Lexington take I-75 S to exit 97. Turn right onto US-25S,1.6 miles. Turn right into Shiloh Cove Subdivision.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 12196.8
Carport Y/N No
Elementary School Boonesborough
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Michael Caudill
Property Condition New Construction
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Cable_sp_Available True
Utilities_co_Underground_sp_Utilities True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Primary Downstairs,Walk-In Closet(s)
Basement Bath/Stubbed,Concrete,Finished,Full,Walk-Out Access
Flooring Carpet,Ceramic Tile,Hardwood,Wood
Total Fireplaces 1
Fireplace Features Gas Log,Living Room
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows,Screens
Fireplace Y/N Yes
Above Grade Finished Area 1612.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1142.0
LivingAreaSource Plans
Total Baths 3
Heating-Heat Pump True

Exterior Features

Fencing None
Parking Features Attached Garage,Basement,Driveway,Garage Door Opener,Garage Faces Side,Off Street
Lot Features Landscaped
Water Source Public
Lot Size Area 0.28
Foundation Details Concrete Perimeter
Building Area Total 2754.0
Lot Size Acres 0.28
Lot Size Source Public Records
Waterfront Y/N No
Builder Model Burlington Ranch Finished Basement
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Taylorsville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Boonesborough Elementary School
Middle School Michael Caudill Middle School
High School Madison Central High School

Price History

8/28/2026 Listed $525,000

Property vs Zip Code Average in 40475

Price
AVG $460K
$530K
Year Built
AVG 2010
2026
Visits
AVG 91
34
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

317 Circle Point Drive Richmond, KY is a Single Family Home for sale at $525000 with 2754 sqft and a lot size of 0.28 Acres Acre(s). 317 Circle Point Drive Richmond has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

RobertandJeanie Smith

RobertandJeanie Smith

502-680-8543

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